Storing important documents in a secure place is a guarantee of peace of mind and the assurance that, in case of need, all information will be, at your fingertips. What documents should be archived?
Among the important documents that should be in a safe place such as a home safe, a computer hard drive or a digital safe on a trusted platform are those related to health, work, material resources and obligations. Sometimes there can be a lot of them, so we've compiled a list of the ten most important ones to keep your and your family's interests well protected.
- Instruction manual - will - letter of farewell: a document related to inheritance, regardless of the form adopted, should contain a step-by-step description of what to do in the event of an accident or death. It is worth including in it a list of people to contact in an emergency situation.
- Insurance policies, both life and property: access to these documents is essential in the event of loss of property, accident or death, and allows you to quickly obtain the benefits you are due, which is especially important in difficult times.
- Bank accounts and deposits, as well as funds placed in funds, stocks
and bonds: information about where we keep our money and savings can prevent these funds from ending up in the hands of institutions instead of heirs through ignorance. - OFE, IKE, IKZE: retirement savings documents, can be crucial to our future, and the funds collected in retirement accounts can also become, in the event of death, a valuable source of income for our loved ones.
- Mortgage contract and other obligations (loans and credit cards):
for these types of obligations, it is best to provide BIK login information so that family members can verify the actual list, this will avoid problems associated with late payments. - Business-related documents: in this case, it is a good idea to provide the registration data of the company, as well as the data of the tax office and Social Security, which will allow
to meet its tax obligations in the event of the death of the entrepreneur. - Documents related to your employment, including certificates of employment, information on PPE (Employee Pension Plan): These documents are necessary to receive legally defined benefits, including pension.
- Deeds: documents confirming the ownership of real estate and other valuable assets, which are necessary when selling or transferring property.
- List of social networks, email addresses along with passwords: this data will allow in managing digital identity and, if necessary, to change privacy or security settings and, if necessary, close accounts.
- A list of cloud document drives with accesses: Allows quick access to key documents stored online, which is convenient and secure
in case of physical hardware failure and provides an additional valuable copy.
Proper organization and systematic updating of these documents will safeguard your interests and those of your loved ones. The importance of these documents is enormous, as they often represent the result of a lifetime's work. Therefore, it is worth betting on a solution that guarantees security, confidentiality and quick access to key information, such as the Safe & Trust digital safe.
